This disclaimer covers the important limitations on CoinShed's role, responsibilities, and liability — particularly as they relate to cryptocurrency, peer-to-peer transactions, and market information. Please read it carefully.
The information, services, and tools available on CoinShed are provided for general informational and marketplace purposes only. Nothing on this platform constitutes financial, investment, legal, or tax advice. CoinShed makes no representations or warranties — express or implied — about the accuracy, completeness, reliability, suitability, or availability of any information, listing, or content on the platform. CoinShed is a technology platform. It connects buyers and sellers of goods and services but is not itself a party to any transaction conducted through it.
CoinShed is not a financial adviser, investment adviser, or financial service provider as defined under the Financial Markets Conduct Act 2013 (NZ) or the Financial Advisers Act 2008. Nothing on this platform — including any price displays, currency conversion figures, listing values, or market commentary — should be construed as financial advice, a recommendation to transact, or an endorsement of any cryptocurrency. The display of any cryptocurrency on CoinShed does not constitute advice about whether that cryptocurrency is a suitable investment or means of payment for you. If you require financial advice, consult a registered Financial Adviser under the Financial Markets Authority (FMA) of New Zealand.
Using cryptocurrency to buy or sell goods and services carries significant risks that you should carefully consider before transacting on CoinShed. These include:
CoinShed does not guarantee that: (a) any listing on the platform is accurate, genuine, or legally compliant; (b) any user is who they claim to be; (c) any item will be delivered as described or that a transaction will be completed successfully; or (d) the platform will be available at any particular time or free from errors. While CoinShed reviews listings before they are published and has identity verification tools, these measures are not infallible and do not constitute a warranty or guarantee of any kind. Users are responsible for exercising their own due diligence before entering into any transaction.
The platform may contain links to or integrations with third-party websites, services, or content. CoinShed has no control over the content or practices of any third-party website, service, product, or content that may be accessed via the platform. Any interaction you have with a third-party service is governed by that third party's own terms and policies. CoinShed is not responsible for any loss or damage arising from your use of third-party services.
CoinShed displays New Zealand Dollar (NZD) equivalent prices alongside cryptocurrency listing prices. These figures are derived from third-party market data feeds and are provided for indicative purposes only, marked with the "≈" prefix. They are not a guarantee that you will be able to buy or sell cryptocurrency at that price, and they are not a quote from CoinShed or any financial institution. Cryptocurrency exchange rates can change rapidly. You should independently verify current rates from a reputable exchange or financial institution before relying on any NZD conversion displayed on CoinShed. CoinShed accepts no liability for any loss arising from reliance on displayed NZD equivalents.
The tax treatment of cryptocurrency transactions in New Zealand is determined by Inland Revenue (IR) under the Income Tax Act 2007 and applicable IR guidance. Buying, selling, or exchanging cryptocurrency — including using it to purchase goods or services — may have tax consequences. Gains arising from cryptocurrency disposal may be taxable as income. CoinShed does not provide tax advice and does not calculate, report, or withhold tax on behalf of any user. You are solely responsible for understanding and meeting your own tax obligations in respect of transactions you conduct through CoinShed. We strongly recommend that you consult a registered tax agent or chartered accountant if you are unsure of your obligations.
The legal and regulatory environment governing cryptocurrency, digital assets, and online marketplaces in New Zealand is evolving. The Financial Markets Conduct Act 2013, the AML/CFT Act 2009, and other legislation applicable to CoinShed may be amended, reinterpreted, or supplemented in ways that affect how CoinShed operates or what services it can provide. CoinShed reserves the right to modify, suspend, or discontinue any feature or service at any time without notice, and accepts no liability to any user.
To the maximum extent permitted by law, CoinShed, its operators, contractors, and affiliates shall not be liable for any direct, indirect, incidental, special, or consequential loss or damage arising out of or in connection with your use of the platform, including but not limited to: loss of funds, loss of cryptocurrency, loss of profits, loss of data, reputational harm, or any transaction-related losses. This limitation applies regardless of whether the loss arises in contract, tort, or otherwise. Nothing in this disclaimer excludes liability that cannot be excluded under the Consumer Guarantees Act 1993 and the Fair Trading Act 1986. CoinShed's total aggregate liability to you shall not exceed NZD $100. This limitation does not apply to liability for death, personal injury caused by our negligence, or fraud.
Questions about this disclaimer may be directed to admin.coinshed@gmail.com. This disclaimer should be read alongside our Terms of Service, Privacy Policy, and Cookie Policy, all of which form part of your agreement with CoinShed. In the event of any inconsistency between this disclaimer and the Terms of Service, the Terms of Service shall prevail.